Senior Credit Analyst, Payment Gateway

Location Hong Kong
Job-type Full Time
Salary Negotiable
Contact Selene Ma
Email email Selene
Reference ASUS-826755_1618545860

Our client is an esteemed Global Payment Solutions Company, is looking for a Senior Credit Analyst to cover HK and Macau regions.


  • Conducts credit assessment and approval of credit applications of merchants ranging from SME to Global Multinational names
  • Prepares comprehensive credit reporting on regional deals/accounts beyond individual approval authority to Regional Management for approval
  • Manage credit re-assessment on accounts which are imposed with conditions of approval upon onboarding to ensure no breach of covenants and implement necessary risk-mitigating actions
  • Work and liaise with Merchants, Sales and Risk Team for investigation and follow-up action on daily basis
  • Conduct regular review and monitor portfolio quality on an ongoing basis and recommend rating and collateral actions, make recommendations on how to improve the quality of portfolio
  • Make recommendations to Credit Manager for risk mitigating actions
  • Prepare regular Management Reports
  • Other job responsibilities and ad hoc projects as needed and as assigned


  • University degree holder in Business Administration, Commerce and Finance, Accountancy or related disciplines.
  • Minimum 3 years solid working experience in credit underwriting and Portfolio Risk management
  • Excellent interpersonal and communication skills
  • Excellent organization and prioritization skills, strong analytical and detailed- minded
  • Able to work under pressure and determined to meet tight deadlines
  • Excellent Excel Skills and well based in other MS Office Applications like Word, Access, and Powerpoint
  • Fluency in written and spoken English and Chinese including Mandarin